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5 Tips For Improving Your Business Credit Score
Similar to a personal credit score, a business credit score serves as a financial report card that grades the creditworthiness of a business. Having a strong business credit score is key to getting your company approved for financing and trade credit. This makes your credit record one of the most important factors when you’re trying […]
Personal Property Security Register (PPSR)
The PPSR can be a real minefield if not administered properly and maintained accurately. So, it is important to be dealing with credit wise people who can advise and manage the on-going monitoring and maintenance required, and provide assistance with queries or claims if necessary. While you may be able to get registration services at […]
Using A Business Credit Checking Company – 5 Benefits
In a perfect world, one would be able to deliver goods or services and get cash payment in full. Unfortunately, this is the real world and you’ll have to extend credit to some, if not most, of your customers. But credit is tricky. Refuse to sell on credit and you risk losing a lot of […]
The Up’s and Down’s of the Construction Industry
Recent media articles have highlighted the demise of two more significant Construction companies and building projects. Point to Point Holdings Ltd (although now conveniently known as HPTP (2014) Ltd) based in Auckland, actually closed it’s doors in January, although details of the pain caused are only now emerging (see NZ Herald article 2/5/17). More on […]
Construction Market Review / Outlook – Interview with Alan Johnston, April 2017
Alan Johnston of CreditWorks talks about construction industry debt in 2017. What are the main influencers of construction industry debt? Hardware / construction industry debt levels are based on two main factors: Volume of sales made on credit, and; Regularity of payment for those sales. while patterns of payment (payment profiles) (DSO) tend to be […]
How Builders and Subcontractors Can Minimise Risk
With reference to Anne Gibson’s’ article in the NZ Herald (April 3: ) titled “’Most Dangerous Time’ in Construction Cycle: Warning”, the article contains a summary section titled “How Builders and subcontractors can minimise risk.” I find this section quite interesting and pertinent, although the source (Staples Rodway) do overlook one of the most important […]
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